Talk to Us About Cash Flow Solutions for Different Types of Equipment
Leasing is one of the fastest growing ways of obtaining equipment in business today.
IJARAH OVERVIEW
Equipment leasing to meet your cash flow needs.
Ijarah offers flexible off-balance sheet equipment leasing to improve your cash flow, preserve your working capital and credit lines, and increase your ROI.
If you are based in the GCC and looking for Sharia Compliant Leasing solutions then you are at the right place, request a “Call Back” and our representative will assist you in your Equipment acquisition/leasing plan.
OPERATING LEASE ADVANTAGE
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Leasing diversifies funding sources and doesn’t tie up working capital or credit lines
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No down payment, lower cash outflows
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Operating lease terms typically align with equipment lifespans (4-10 years), easing the lessee's liability repayment
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Compared to other financing options, an operating lease generally has a less significant impact on a lessee's leverage, partly because the residual value risk is transferred to the lessor.
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Lessee may deduct 100% of the operating lease payments as an operating expense
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Operating lease payments are fixed through the lease term allowing more accurate budgeting and forecasting
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Customized terms and quick approval process
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Lease terms can be designed to match a lessee’s cash flow needs. At lease expiry: upgrade, add equipment, purchase or return. Penalty-free walkaway at the end of the operating lease; Ease of equipment return
WHY IJARAH?
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A comprehensive range of operating lease options
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Competitive rates
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Clear, concise and simple lease documentation
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Quick response and turnaround time
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Flexible structure
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'Direct' and 'Sale & Lease Back' transactions
IJARAH SEVICES
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Operating Lease for new equipment
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Sale and lease back of your existing equipment
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Optimize cash flow as you expand your business
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Free up cash from your balance sheet for higher and better use
LEASING PROCESS
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Select Equipment
Lessee chooses equipment and negotiates price from vendor
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Agree Lease Terms
Lessee and Ijarah Solutions negotiate and agree on terms of a lease contract
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Purchase and Lease
Lessor purchases the equipment from vendor once a lease is signed
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Equipment Delivery
Vendor delivers equipment to lessee
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Usage and Payment
Lessee uses the equipment and pays the monthly lease rental
ADVANTAGES OF LEASING
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A lease allows you to realize considerable savings
compared to an outright purchase or scheduled purchase payments, because you pay only for
the use of the equipment hence lower cash flows. Leasing also helps reduce the concerns and costs associated with equipment disposal. -
Different payment structures can be tailored to fit your specific needs.
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Buying capital equipment often involves a lengthy budget approval process. Choosing leasing can help shorten the process, accelerating the implementation of the solution.
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At the end of the term, leasing gives our clients the option of simply returning the equipment, or extending the contract.
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Leasing is a convenient way to minimize the impact on our clients' capital budgets, since month-to-month payments usually come out of expense budgets.Leasing is a convenient way to minimize the impact on our clients' capital budgets, since month-to-month payments usually come out of expense budgets.
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Most equipment will be depreciated over a period of three to five years.
• Leasing eliminates the risk of needing to dispose of the asset prior to writing off its book value.
• Leasing eliminates equipment disposal headaches or trying to sell equipment on the secondary market.
• Clients often underestimate the challenge of disposing of outdated assets, a process that frequently involves logistical, legal and environmental issues. By offering our clients flexible end-of-lease options, they have the opportunity to upgrade equipment and take advantage of technology developments.
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Make your life easy.
Leave the process of asset disposal to us.
Less Cash Up Front: One of the biggest advantages of a lease is that it does not usually require a substantial down payment.
Lower Monthly Payment: If the finance period is the same, your monthly payments will be lower when leasing (vs. financing).
